Thank you for accessing www.cifa.ac (the “Web Site”). These terms and conditions (the “Terms”) apply to all uses of the Web Site, including: your use of the Web Site to access information; any participation in the members’ Professional Forums; and for booking courses and purchasing products and services.
The Web Site is operated by the Certified Institute for Further Accreditation (CIFA), KKTC Registered internationally accepted and accredited education developer and provider.
The Certified Institute for Further Accreditation, referred to as CIFA management Limited a wholly owned company of the Certified Institute for Further Accreditation.
All notices to be given and all payments to be made by you under these Terms shall be to the CIFA or an authorised vendor of the CIFA (Certified Institute for Further Accreditations certification programs. However, you understand and acknowledge that all membership applications, examinations, public training courses, publications and seminars/conferences are administered by the CIFA and any In-House Training Courses and services rendered outside the UK are administered by the CIFA (All Books, CD-Roms, workbooks, other publications and any other goods that the Certified Institute for Further Accreditation specifies from time to time are referred to in the Terms as “Goods”.
- Use of the Web Site
2.1 By using the Web Site, www.cifa.ac you signify your acceptance of the Terms in consideration of which the CIFA provide you with access. From time to time the CIFA may modify the Terms. Accordingly, please continue to review the Terms whenever accessing or using the Web Site. If at any time you do not wish to accept the Terms, you may choose not to use the Web Site.
2.2 You agree to comply with all applicable laws and Acceptable Use Policies (“AUPs”) that the CIFA may have in place from time to time.
2.3 While the CIFA has endeavoured to ensure the accuracy of the information accessed via the Web Site, the CIFA does not guarantee or give any warranty as to the accuracy, timeliness or completeness of any information or material on the Web Site.
2.4 Web sites or pages to which the Web Site are linked are for information only and have not been reviewed by the CIFA. The CIFA has no responsibility for the content of the web sites or pages linked or linking to this Web Site, and the CIFA accepts no responsibility or liability for any losses or penalties whatsoever that may be incurred as a result of any linking to any location on any linked web sites.
2.5 The Web Site, including (but not limited to) text, content, software, video, music, sound, graphics, photographs, illustrations, artwork, photographs, names, logos, trademarks, service marks and other material (“Content”) is protected by copyright, trade marks and/or other proprietary rights. The Content includes both content owned or controlled by the CIFA and content owned or controlled by third parties and licensed to the CIFA. All individual articles, reports, and other elements making up the Web Site may be copyright works. You agree to abide by all additional copyright notices or restrictions contained in the Web Site.
2.6 You may not use any of the CIFA’s trademarks or trade names without the CIFA’s consent and you acknowledge that you have no ownership rights in and to any of those names and marks.
2.7 You agree to notify the CIFA in writing promptly upon becoming aware of any unauthorised access to or use of the Web Site by any party or of any claim that the Web Site or any of the contents of the Web Site infringes any copyright, trade mark, or other rights of any party.
2.8 You acquire no rights or licences in or to the Web Site and/or the Content other than the limited right to use the Web Site in accordance with these Terms and to download on the terms set out in this section. Other than as set out in this section you may not copy, reproduce, recompile, decompile, disassemble, reverse engineer, distribute, publish, display, perform, modify, upload to create derivative works from, transmit, or in any other way exploit any part of the Web Site. Download is permitted by the CIFA provided only that: (i) you make no more than one (1) printed copy of such download and no further copies of such printed copy are made; (ii) you make only personal, non-commercial use of such download and/or printed copy; and (iii) you retain on such download and/or printed copy all copyright notices and shall remain bound by the terms of such wording and notices. Additionally, you may not offer for sale or sell or distribute over any other medium (including distribution by over-the-air television or radio broadcast or distribution on a computer network) the Content or any part thereof. You may not make any part of the Web Site available as part of another Web Site, whether by hyperlink framing on the internet or otherwise. The Web Site and the information contained therein may not be used to construct a database of any kind, nor may the Web Site be stored (in its entirety or in any part) in databases for access by you or any third party or to distribute any database Web Sites containing all or part of the Web Site.
2.9 If you would like information about obtaining the CIFA’s permission to use any of the Content or if you would like to link your Web Site to the Web Site, please contact us on [email protected]
2.10 The Web Site and the Content are provided “as is” excluding any warranties of any kind, either express or implied, to the fullest extent permissible pursuant to applicable law including (but not limited to) the exclusion of warranties of title, merchantability, satisfactory quality, fitness for a particular purpose and non-infringement of proprietary or third party rights. The CIFA further accepts no responsibility or liability for functions contained on the Web Site and makes no warranties that the Web Site will operate uninterrupted or error-free or that defects will be corrected. Please note that some jurisdictions do not allow the exclusion of implied warranties, so some or all of the above exclusions may not apply to you.
2.11 The CIFA does not warrant that the Web Site is compatible with your computer equipment or that the Web Site or its server is free of errors or viruses, worms or “Trojan horses” and the CIFA is not liable for any damage you may suffer as a result of such destructive features.
2.12 the CIFA shall not be held responsible for Content provided by third parties. The CIFA is also not responsible for the reliability or continued availability of the telephone lines and equipment you use to access the Web Site. These Terms do not affect your statutory rights or your legal rights as a consumer.
2.13 You accept that the CIFA has the right to change the content or technical specifications of any aspect of the Web Site at any time at the CIFA’s sole discretion. You further accept that such changes may result in you being unable to access the Web Site.
2.14 You acknowledge that your use of the Web Site, including the Content, is at your own risk. If you are dissatisfied with the Web Site, the Terms or any or the Content your sole remedy is to discontinue use of the Web Site. The CIFA has no liability for the Web Site or any Content.
- On-line bookings
4.1 These Terms cover all courses, seminars and examination bookings made with the CIFA via the Web Site. The Web Site does not constitute an offer and no contract between you and the CIFA will come into existence until the CIFA issues confirmation of your booking. A complete Student Registration form must be submitted by each individual in respect of him or herself prior to any booking for an examination being accepted by the CIFA. Where you have provided an e-mail address, the CIFA will send you an e-mailed confirmation of your booking, otherwise, confirmation will be sent to you by post.
4.2 Where a booking is made by a person, firm or company on behalf of a number of people, the person who makes the booking accepts these Terms on behalf of such people and is responsible for all payment due from such people. By submitting a booking, you warrant and confirm to us that you will comply with these Terms.
4.3 Alternatively, the booking form may be printed out and payment by cheque (payable to Certified Institute for Further Accreditation or CIFA (Services) Limited as appropriate and crossed “Account Payee Only”) sent to the Certified Institute for Further Accreditation. Corporate account customers may be invoiced. The CIFA cannot accept responsibility for cash sent through the post.
4.4 All prices are exclusive of VAT and any other taxes that may be payable. Full payment of all fees is required at the time the course, seminar or examinations (“the Event”) is booked. Payment may be made on-line by credit or debit card (Visa, MasterCard. Amex, Switch, Delta, Eurocard). Confirmation of the booking and any other additional documentation will be sent to the billing address of the credit/debit card holder and not the address of the delegate of candidate (unless they are one and the same).
4.5 The CIFA reserves the right to cancel or alter the content of all Events. If the Event is fully booked or it is not possible to confirm the booking for any other reason, you will be given a full refund.
4.6 Where Events are administered or provided by a third party supplier, the supplier’s terms and conditions will apply in addition to these Terms.
4.7 Cancellations must be received in writing by the CIFA from the person making
the booking and the following refund policy applies:-
(a) Examinations. Entry fees may be refunded, less a £10 administration charge, if a person is unable to take the exam due to illness or bereavement. Full details must be submitted to the Customer Operation Team no later than 48 hours after the scheduled exam date. Requests can be made to transfer an exam booking to another sitting date, provided the request is made before the closing date for entries. Candidates will be offered a new date, for the same subject and within three months of the existing date. A charge of £20 will be made for this service. Where there is no examination sitting for the particular subject within three months, the next available sitting date will be offered. No subsequent transfers will be considered. If a transfer relates to a person sitting an examination being held within an employer’s offices, where the candidate is transferring to a public sitting, the normal transfer fee of £20 and notice period applies, ie requests must be made prior to the closing date for entries. If the candidate is transferring to another sitting held within an employer’s offices, a reduced transfer fee of £10 is payable.
(b) Training Courses. By providing not less than 7 days’ notice, bookings may be transferred from one training course to another, without incurring additional charges. Transfers within 7 days of the course date incur an administration charge of £75 + VAT. If a person is prevented from attending the course, due to illness or bereavement, a free transfer to another course may be given.
(c) Conferences. An administration charge equal to 25% of the admission fee will be made for all cancellations notified up to 14 days prior to the Conference taking place. A charge of 50% is made if notification is between 14 and 2 days prior to the Conference. No part of the admission fee is refunded if cancellations are notified within 48 hours of the Conference taking place. There is no administration charge for changing the name of the person attending the Conference. All notifications must be in writing.
(d) Workbooks and Publications. Fees paid in respect of the purchase of Workbooks and Publications may be refunded, subject to the return of the Workbook/Publication and its condition. The decision to accept a return is at the Supplier’s discretion. All Certification Books and or study materials provided online in PDF filed or any other format all contents are the liability of the author for its accuracy. The CIFA will endeavour to ensure that all authors are established professionals in their respective fields/ The CIFA- Certified Institute for Further Accreditation cannot be held responsible for the contents and accuracy of said learning materials.
All Certificate programs are independently authored by hired professional professors and senior professors/ professionals in their respective fields and all written content accuracy is the sole responsibility of the author/authors. You agree to hold the The Certified Institute for Further Accreditation not responsible for any copyright infringements with any certification study materials provided by us as we are not the authors.
4.8 Although the CIFA will try to ensure that Events proceed as planned, the CIFA reserves the right to change course and training dates, content, speakers and venue. In the event such a change is made, the CIFA will endeavour to notify delegates as soon as possible. The CIFA may also cancel an Event for any reason, in which case a full refund will be made within thirty (30) days. In the case of examinations, should the date or time be changed, the CIFA will endeavour to notify candidates as soon as possible. A candidate unable to sit the examination at the new date and time will be entitled to a full refund.
4.9 You agree to jointly and severally indemnify, defend, and hold harmless the CIFA its employees, representatives and agents, from and against any claims, actions, demands or other proceedings brought by a third party arising in connection with: (i) your use of the Web Site; (ii) any breach by you of the Terms; (iii) a claim that any use of the Web Site by you infringes any intellectual property rights of any third party, or any right of personality or publicity or is libellous or defamatory, or otherwise results in injury or damage to any third party; (iv) any deletions, additions, insertions, or alterations to, or any unauthorised use of, the Web Site by you; or (v) any misrepresentation or breach of representation or warranty made by you contained herein. You will indemnify the CIFA, jointly and severally from and against any costs, liabilities, damages and expenses incurred in connection with your use of the Web Site.
4.10 Save in respect of fraud and of personal injury or death to the extent it results from the CIFA’s negligence, any liability the CIFA may have in relation to courses, seminars and examinations booked by you, shall be limited to the amount of a refund of any fees paid by you in relation to the circumstances giving rise to liability. In no event will the CIFA be liable for any loss of profit, loss of revenue, anticipated savings, loss of or damage to data or any indirect or consequential losses even if the CIFA has been advised of the possibility thereof. Applicable law may not allow the limitation or exclusion of liability for consequential or incidental damages, so this limitation or exclusion may not apply to you.
- On-line purchases
5.1 The CIFA must receive payment of the whole of the price for the Goods that you order before your order can be accepted. Corporate account holders may be invoiced for fees. Once the CIFA has received payment we will confirm that your order has been accepted by sending an email to you at the email address you provide in your order form or sending a confirmation by post as appropriate. Acceptance of your order by the CIFA brings into existence a legally binding contract between us. The CIFA reserves the right, at any time prior to acceptance, to refuse any order or any part of an order, or to require further information to enable it to process the order.
5.2 The price (excluding VAT) payable for Goods that you order is as set out in our Web Site. Prices for standard postage and packing are shown separately where applicable.
5.3 If you are an individual buying Goods for your own personal use you may cancel your order at any time up to the end of the seventh (7th) working day after the day upon which you receive the Goods. You do not need to give the CIFA any reason for withdrawing your order nor will you have to pay any penalty. Where Goods are being purchased by an individual in business or a firm or company an order may be cancelled at any time up to the end of the seventh (7th) working day after the order has been placed. The CIFA does not require a reason for the cancellation of an order, nor will any penalty be incurred.
5.4 You will lose your right to cancel if Goods are not returned in a re-saleable condition. The CIFA reserves the right to reject returned Goods, which at its sole discretion, are not considered to be in a re-saleable condition.
5.5 To cancel the order you must send the cancellation notice provided with the written confirmation of your order to the address indicated on the cancellation notice. If for any reason, you do not have a copy of the cancellation notice, you may cancel your order by notifying the CIFA in writing at the address set out on the contact details page of this Web Site.
5.6 If you have received the Goods before you cancel your order then, you must send them back to the CIFA contact address at your own cost and risk. If you cancel your order but the CIFA has already processed the goods for delivery you must not unpack the Goods on receipt and you must send the goods back to the CIFA at the CIFA contact address at your own cost and risk as soon as possible. In relation to any audio or video recordings or computer software, you lose your right to cancel your order if, having already received such goods, you take them out of their sealed package.
5.7 Once you have notified the CIFA that you are cancelling your order, any sum debited to the CIFA from your credit or debit card will be re-credited to your account within thirty (30) days PROVIDED THAT the Goods are returned by you and received by the CIFA in the condition they were in when delivered to you.
5.8 If the CIFA has insufficient stock to deliver the goods you have ordered, any sum debited by the CIFA from your credit or debit card will be re-credited to your account and the CIFA will notify you by email or post at the address given by you in your order form. The refund will be made as soon as possible. The CIFA will not offer any additional compensation.
5.9 The CIFA will deliver the Goods ordered by you to the address you give the CIFA for delivery at the time you make you order. You will become the owner of the Goods you have ordered when they have been delivered to you. Please allow two (2) weeks for delivery of Goods within the mainland UK, Ireland, Channel Islands and Isle of Man. For the rest of the world, please allow four (4) weeks. It might not be possible for us to deliver to some locations. These delivery times are indicative only and time will not be of the essence for delivery. Once Goods have been delivered to you they will be held at your own risk and the CIFA will not be liable for their loss or destruction.SS4
5.10 If the Goods the CIFA delivers are not what you ordered or are damaged or defective or the delivery is of an incorrect quantity, the CIFA shall have no liability to you unless you notify the CIFA in writing at the CIFA contact address of the problem within ten (10) working days of the delivery of Goods.
5.11 If you do not receive Goods ordered by you within thirty (30) days of the date on which you ordered them, the CIFA have no liability to you unless you notify the CIFA in writing at the CIFA contact address of the problem within forty (40) days of the date on which you ordered the goods.
5.12 If you notify a problem to the CIFA under this condition, the CIFA’s only obligation will be, at its option: (a) to make good any shortage or non-delivery; (b) to replace or repair any Goods that are damaged or defective; or (c) to refund to you the amount paid by you for the Goods in whatever way the CIFA chooses.
5.13 Save in respect of fraud and of personal injury or death to the extent it results from the CIFA’s negligence, any liability the CIFA may have in relation to Goods purchased by you via the Web Site, shall be limited to the amount of a refund of any fees paid by you in relation to the applicable product. In no event will the CIFA be liable for any loss of profit, loss of revenue, anticipated savings, loss of or damage to data or any indirect or consequential losses even if the CIFA has been advised of the possibility thereof. Applicable law may not allow the limitation or exclusion of liability for consequential or incidental damages, so this limitation or exclusion may not apply to you.
5.14 Nothing in this condition is, however, intended to limit any rights you might have as a consumer under applicable local law that may not be excluded nor in any way to exclude or limit the CIFA’s liability to you for any death or personal injury resulting from its negligence.
6.1 If for any reason you feel you wish to make a complaint in connection with any on-line bookings or purchases please contact us
- Use of data.
- Applicable laws
8.1 The Web Site is not directed at any person in any jurisdiction where for any reason the publication or availability of the Web Site or Content is prohibited. Those in respect of whom such prohibitions apply must not access the Web Site. The CIFA does not represent that either the Web Site or the Content are appropriate for use or permitted by local laws in all jurisdictions. Those who access the Web Site do so on their own initiative and are responsible for compliance with applicable local laws or regulations; legal advice should be sought in cases of doubt.
8.2 The Terms are governed by the laws of England and Wales and the parties submit to the exclusive jurisdiction of the English courts.
9.1 When you visit the Web Site a small amount of data known as a ‘cookie’ may be stored on your computer’s hard drive. Cookies include certain information, for example, the type of web-browser you are using. Cookies are used to help us monitor the way in which the Web Site is used, which in turn helps us to tailor it to your needs.
- Electronic Commerce (EC Directive) Regulations 2002
10.1 The following information is provided to ensure the CIFAs’ compliance with the above regulations.